Are You Navigating Loss, Facing Change, or Planning Ahead?
Let’s Prepare Your Family for the Future—With Confidence and Clarity
Details on Pam & Cameron’s speaking topics and experience below.
As Seen On:
When life turns upside down—whether through the death of a loved one, a divorce, or a major transition—it’s not just emotions that run high. The financial chaos that can follow is often overlooked… until it’s too late. Authors Cameron Zabko, CFP® and Pam Baker are on a mission to change that.
With heartfelt stories and clear financial guidance, they empower families to take charge before crisis hits. Whether you’re a caregiver, a spouse, or a financial planner supporting clients through loss, Cameron and Pam offer a much-needed conversation about what really happens after someone is gone—and how to prepare now.
Meet the Speakers: Real-World Experience Meets Financial Strategy
Pam Baker
Founder of Widows Who Wine™, Pam turned personal tragedy into a movement of empowerment. After losing her husband, Pam faced a minefield of confusing paperwork, probate delays, and financial decisions—despite having a strong estate plan in place. Through her journey, she discovered that what’s on paper doesn’t always prepare you for real life. Her heartfelt, humorous, and honest storytelling connects deeply with audiences navigating grief, caregiving, and transition.
Pam’s Speaking Topics:
When the Plan Isn’t Enough: What I Learned After Losing My Husband
Pam opens up about the emotional and logistical chaos that followed her husband’s death—even with a solid estate plan in place. This moving keynote blends vulnerability, humor, and wisdom, showing what no checklist can fully prepare you for and how to help others facing the same.
Widows Who Wine™: Turning Grief into Growth and Community
From heartbreak to healing, Pam shares the story of founding Widows Who Wine™, and how shared experiences, wine nights, and real talk created a safe space for widows to support each other. Ideal for women’s groups, community events, and grief support audiences.
A Widow’s Guide to What Comes After: The Details You Don’t Know You Need
This practical talk empowers women to take charge before or after loss. Pam shares must-do steps and easily overlooked details—from digital passwords to finding your financial footing—helping women move forward with confidence.
Cameron Zabko, CFP®
As a Certified Financial Planner™, Cameron has helped hundreds of clients navigate the financial complexities of death, divorce, and inheritance. He brings the professional insights people wish they had before disaster struck. Cameron speaks with clarity, compassion, and confidence—equipping audiences with the practical tools and strategies to avoid probate pitfalls and protect loved ones financially.
Cameron’s Speaking Topics:
Avoiding Probate Pitfalls: What Every Family Should Know
A straight-talking and practical session that demystifies probate, outlines common financial traps after death, and offers simple, proactive ways to avoid them.
The Widow’s Tax and Other Hidden Costs of Death
This eye-opening talk reveals the often overlooked financial consequences that follow a spouse’s passing—including tax burdens, benefit reductions, and lost income—and how to plan around them now.
For Advisors: How to Better Support Clients in Grief and Transition
A professional training for financial advisors, CPAs, and estate attorneys that focuses on emotionally intelligent planning, legacy strategies, and communicating clearly with clients in the midst of crisis.
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Frequently Asked Questions
Our talks blend real-life empathy with expert guidance—combining the emotional realities of grief and healing with clear, practical steps for estate planning, financial readiness, and legacy protection. Together, we help audiences prepare their hearts and their households for life’s most difficult moments.
Do Cameron and Pam speak together or separately?
Yes, they offer both joint and individual presentations. Their shared talks combine Pam’s personal experience with Cameron’s financial expertise for a well-rounded, impactful session.
What types of audiences do they speak to?
They’ve spoken to women’s groups, churches, grief and caregiver support communities, financial wellness events, estate planning workshops, and professional conferences.
Do they offer custom talks or workshops?
Absolutely. They tailor each presentation to meet the needs of the audience—ranging from keynotes and breakout sessions to small group workshops and webinars.
Are their talks more emotional or educational?
Both. Their unique dynamic brings heartfelt storytelling together with actionable advice, making complex topics easier to understand and implement.
Do they speak virtually or in person?
They are available for both in-person and virtual events, including summits, webinars, retreats, and corporate trainings.
Testimonials
What People Are Saying
Hear from individuals who have benefited from our guidance and expertise.
“This is an accessible and practical guide to planning ahead before you or a loved one dies. Cameron and Pam alternate personal anecdotes from their own experience with professional, actionable advice about how to structure your finances, estate plan and personal information so you are not faced with unpleasant surprises, delays or gaps in funding, or other difficulties after the death of a loved one. Each chapter ends with a list of questions for reflection and action, so you can follow the plan step by step to be better prepared and not scrambling around looking for the key to the safe, your loved one’s passwords, or important documents while dealing with the emotional stress of grieving.”
“Conversations about death are always challenging but this book provides an easy way to start the conversation so that loved ones feel informed about end of life decisions and don’t have to deal with more stress and worry than they are already experiencing in loss. When the financial and estate prep work has been taken care of and communicated effectively, the families can truly grieve and experience the loss fully. There is nothing worse than having to skip a grieving process because you have to search for the will or find the bank account or figure out how to pay the bills. That’s not a burden any of us want to leave so I highly recommend we get our lives in order now by reading this very informative book!”
“This book is filled with valuable information for getting your affairs in order. Pam’s sharing of her personal experience was very relatable whether you had already lost a spouse, or you are just getting your affairs in order. Cam’s information was enlightening and thought provoking. I will be rereading this book and checking off the list of things I need, so my affairs are in order for my family. I want to make it as stressless as possible. I wish I had a guide like this book to help me though the difficult time I was having after the loss of my husband.”
“I just read “Where’s the Key to the Safe” and found it to be a roadmap for learning how to navigate the waters of a loved one’s death. I especially liked the approach of Pam who wrote an emotional and warts-and- all account of her husband’s death and of Cam who was the more practical and fact- given co-author. Dealing with death is an emotional rollercoaster, and having this book as a guide makes the grieving process a little easier to navigate. I definitely recommend this book for everyone and it’s nice to have this topic dealt with in such a caring, compassionate practical manner.”
“A Must-Read That Brings Peace of Mind
“Where’s the Key to the Safe?” is such an important book. After watching a friend’s family struggle with probate and finances after a loss, I realized I wasn’t nearly as prepared as I thought. This book changed that.
Pam Baker’s personal story, combined with Cameron Zabko’s expert advice, makes for a powerful and practical guide. It’s not just about wills—it’s about protecting your loved ones from unnecessary stress when they’re already grieving.
The book is filled with real-world examples, simple checklists, and clear, actionable steps. More than anything, it gave me peace of mind knowing I’m not leaving a mess behind.
If you’re financially tied to anyone you care about, read this book. It’s compassionate, honest, and exactly what I needed.”
“What a well written roadmap of how to navigate the plethora of complexities surrounding the loss of your spouse. Pam’s unique way of sharing her personal experience is both relatable and encouraging. Cam’s perspective is informative and offers sound advice for tackling seemingly endless “to do” lists. Overall, such a very helpful book!”
“I found this book to be extremely eye opening and helpful to me. It’s hard to imagine what to do but this book helps put it all in a way that makes sense. Being prepared for your spouse passing is something everyone should be prepared for. I appreciate the guidance from this book!”
“Thank you for providing all of this valuable information in a clear and easy to read format. I lost my husband suddenly and wish I had all of this information before that happened.”
“From its beautiful cover to the incredibly helpful content, I absolutely loved this book. I only wish I had it two years ago when my husband passed—it would have been an invaluable guide during such a difficult time.
Pam and Cameron have done a phenomenal job of breaking down everything we need to plan for and take care of when a loved one passes. It’s a quick, easy read, and yet it’s packed with wisdom, clarity, and practical steps. For me, knowing them both personally, it felt like they were speaking directly to me through the pages.
I especially appreciated Pam’s comment about never seeing a “girlfriend’s guide to your husband dying”—it made me laugh out loud, even through the heaviness of the topic. That mix of honesty, heart, and humor makes this book truly special.
Whether you’re planning ahead or coping with loss, this is a must-have resource. Pam and Cam, you’ve created something truly meaningful. Thank you.”
Get In Touch
Ready to take the next step in securing your financial legacy? Contact us to learn more about our services, book a speaking engagement, or inquire about our workshops.